This option is designed for members born between 1 January 1949 and 31 December 1953 and is invested in both growth and defensive assets.
Return: Over rolling ten-year periods, having a 60% probability of achieving a member investment return after fees and taxes equivalent to CPI + 3.25% p.a.
Risk: The estimated chance that negative returns will occur in any financial year is less than 1 in 7.
Standard Risk Measure
Risk band: 4
Risk label: Medium
Estimated number of negative annual returns over any 20-year period: 2 to less than 3.
Recommended minimum investment timeframe
Medium (minimum 5+ years)
Strategic asset allocation and long-term range as at 1 October 2016
Growth vs Defensive split
This investment option commenced 1 February 2015 and therefore past performance is not available prior to that. Performance information for SmartPath options that had funds invested at 30 June 2016 is available on the SmartPath product summary page.